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Financial Guidance, Local Values, Trusted Relationship

 

Plan. Review. Relax

Forward Thinking

Based on your values and needs, we help you design your future. We work together with our clients, providing them with the necessary tools to help them succeed.

Modern Tools

We work together with our clients, providing them with easy-to-understand recommendations and helping you implement them every step of the way.

Clear Vision & Direction

We focus on providing wealth advisory and investment services and tax strategies for clients seeking financial freedom.

Integrated Wealth Management to Help Connect the Dots.

Pairing world-class service with down-to-earth conversations.


What many people don’t expect when they work with us — we’re human too. We’ve all made our fair share of mistakes in this world;  Without these lessons, we would be left referencing textbook material and subjective news commentary, and that’s no way to run a business.


Kenneth Bret Richardson Photo

Kenneth Bret Richardson

Financial Adviser

bret.richardson@voyafa.com

Bret enjoyed a  28 year career in the Information Technology world prior to becoming a licensed Financial Adviser in 2015.   Bret spent two years with Waddell & Reed prior to transitioning to Voya Financial Advisors.  

Bret enjoys financial conversation on all levels,  understanding each persons goals, needs, and dreams.

Every day, I find new ways to better serve our clients. And with a team that shares the same values and vision as I do, I have no doubt Stonefly Financial will continue to grow and make a real difference in our communities. Outside of work, my wife, DeeAnn, and I enjoy volunteering our time at several local organizations. When we’re not doing that, we enjoy travel, and our favorite is time in our wood shop creating and refurbishing furniture.

Learn More About Me


If you had a million dollars to spend, what would be the first three things you would buy?
I would buy a vacation house and embark on a year-long tour of America.

Which would you pick: Living on the beach or living near the mountains?
Live on the beach in the winter and near the mountains in the summer.

If you had the ability to travel back in time, what’s something you would tell your 18-year-old self?
Appreciate the opportunity you have,  listen to others.  Invest in your future now, let time work for you.




At Stonefly Financial,  I have created a culture and atmosphere that should portray confidence in our ability to work together, to define your goals, and put investments and insurance in place to help you begin living a more successful and enjoyable life.



Benefits of Working With Us

Relationships

Our relationship with fund companies, money managers, insurance products, brings a level of confidence to the most important relationship,  the one between you and Stonefly Financial. 


We strive to exceed your expectations every day.

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.

We listen to you, work with and invest in opportunities that meet your risk and investment objectives.  

Ask about the Voya Digital Adviser. 

Why Stonefly?   Whether you are fishing  or investing,  no one fly or product will work in every stream or for every investor.   Until you spend time to really understand what is needed you are just fishing, or just investing.   Once you have the knowledge to understand the right investment then you have a plan and I believe you will always be more successful with a plan.    

Providing you with the knowledge and resources you need to help you be successful is what we do best.  I strive to deliver recommendations that solely serve your best interests. There’s a lot of technical jargon in this industry, and we want to make sure the solutions we create are easy-to-understand so you can apply our insights throughout your day-to-day life.

I am a believer that anything is possible, and whatever challenges that come up along the way simply exist to guide us in the right direction. When it comes to financial planning, you can only be so proactive. However, by putting strategic measures into place, you’re better able to overcome issues and obstacles with confidence. Explore the different scenarios you might find yourself in — and the solutions I would recommend.

Situation

Solution

You need some hands-on guidance on which investment strategies are right for you.
Investment Management
Work towards your short- and long-term objectives with an investment portfolio tailored according to your unique risk profile.

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You’re in the middle of your career, just started a family and have assets all over the place that need some organization. 
Retirement Planning
Social Security, pension, stocks and more. We’ll identify all potential sources of income so you can look forward to your life past.

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You’ve recently started your own business and want to make sure you’re staying ahead of any future tax liabilities. 
Tax Planning Strategies
Feel confident once filing season comes around with a strategic tax planning approach that keeps your numbers in order so no detail falls through the cracks.

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Our knowledge, our relationships & ability to listen to you allows your financial experience to be a better fit.  

When you work with us, we will:

Determine Your Optimal Risk Tolerance
Through a series of questions, we’ll pinpoint the exact amount of risk needed for you to work toward your goals and remain confident in our services. 

Follow a Timeline That’s Right For You
After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for working toward your goals.  

Guide you through the emotions of the market 



Voya Digital Adviser

Voya Digital Adviser

Open an account with just
$5,000

Currently serving over 400 participants in 401(k), 403(b), 457, SEP, SIMPLE, and IRAs.   I can help you find the plan the is right for your business and you.   I work with 5 of the top Retirement plan vendors to fit the plan to your and your employees best interest.

When it comes time to retire there are questions;  

Rollover to an IRA?                                                         Annuity?                                 


                                                Stay in your plan?

Many questions;  with a conversation, and understanding,  you will have confidence in your answer.     


Life insurance can help you protect your family and your goals.  There are many types of life insurance and Stonefly Financial can help you decide if you need life insurance, and if you do, what type of life insurance will serve your goals best.

Our Life Insurance planning services involve:


Reviewing
Your current life policy and seeing that you have the appropriate policy to best align with your objectives.

 Identifying

If you do not have a life insurance policy, I can help you decide if you need one, and if you do, then help you find a policy that meets your needs. 


Tax-Efficient Investments

Most investors know that if you sell an investment, you might owe taxes on any gains. But you could also be on the hook if your investment distributes its earnings as capital gains or dividends—whether you sell the investment or not.

 



Would you worry less if you had more money to save toward your goals? Discover how much more money you could be keeping for yourself and your future.